JeffreyJDavisOnline.com | Home Buying Process

You've Got a Dream. Let's Make It Happen.

Home Buying Process

Pre-Qualifying to determine your price range and your ability to qualify for a loan
Reasons to be Pre-Qualified by a Lender
1. You will know in advance what your payments will be.
2. You won't waste time considering homes you cannot afford.
3. You can select the best loan package without being under pressure. There are several options to choose from in today's market.

Financing Options include: VA (for military veterans only); FHA (Federal Housing Administration), and Conventional, In addition to these traditional methods, a variety of other creative financing includes Owner Finance, First Time Home Buyer Programs, Loan Assumptions, and Lease Purchase.
Home search begins by utilizing the "Search For Your New Home" section of this website, looking for homes that meet your specifications, i.e. price range, neighborhood, location, etc. Once you find homes you would like to give a closer look, we can schedule time to see them. Once we narrow your choices to the one home that meets you needs, then we begin the next step.
Contract offer and negotiations now that we've found what you've been looking for, what amount are you comfortable writing a check for every month.
Home inspection and resolution of any unacceptable conditions (repairs) is vital to protecting your soon to be biggest asset and/or liability.
Loan commitment from a bank means you are "almost home."
Closing may seem as though you are signing your life away, but this is the final step in taking possession of your new home. I can make sure you know what to expect. Being prepared will allow this process to go more smoothly.
Time to move, now you can start making memories.